Immigration Law – Plugerville

When Can A US Green Card Be Denied?

As of 2019, the US had approximately 13.6m green cardholders. The same year, approximately 139,696 green card applications and petitions were denied. The United States government can deny an applicant a green card if it is found that the individual applying is inadmissible to the US. Here are the main reasons why green card applications are denied.

Health Reasons

Before you get a green card, you must go through a medical exam done by an approved doctor. Individuals with communicable diseases can be denied green cards. These usually include diseases that can be spread through food, sexual intercourse, skin contact, droplets, etc.

What’s more, failure to provide the necessary documentation for a required vaccine can also make result in your application being rejected. Other health-related reasons include having a mental or physical disorder that poses a threat to oneself and/or others.

Financial Reasons

Your application could also be denied if it found that you may be dependent on public resources after being granted a green card. You need a sponsor to pass the financial requirement which happens to be part of the application process.

This usually applies in certain green card application processes, such as a marriage-based application.

The green card holder or US citizen sponsoring their spouse must offer sufficient proof that they have the money to support their spouse. As per the USCIS, a sponsoring spouse should be earning 125% or more of the set federal poverty level.

The figure is ascertained using federal income tax documents or recent salary payment stubs. Financial wellbeing can also be shown by considering the household member’s income, assets, financial co-sponsorship by family members or friends.

If you don’t meet the financial requirements applicable, your application will most likely be rejected.

Criminal Conduct

Individuals convicted of specific crimes may also have their green card applications denied. Examples of such crimes include drug trafficking, commercialized vice, prostitution, fraud, and money laundering. Green card applications denied on this basis fall under a legal concept known as moral turpitude, which simply means behavior or an act that violates acceptable community standards.

What’s more, if you have entered the US illegally or faced deportation in the past, your application can be rejected.

National Security Reasons

Your application will also be denied if you have taken part in terrorist activities currently or in the past. Being a member of a group that qualifies as a terrorist organization or one that has had related activities (instigated or taken part in genocide or totalitarianism) will automatically disqualify you.

Providing False, Inaccurate, Or Incomplete Information

If your green card application documents have false or inaccurate information in them, such as a wrong address, or incorrect employment information, your application may be considered to be fraudulent. Green card applications linked to fraud are denied.

Applications must also be completed and supporting documents provided. Applicants also need to pay filing fees, or their applications will be considered incomplete and denied.

Other common reasons for green card applications being denied in the US include missing application deadlines and making technical errors like entering the wrong D.O.B.

Given the consequences of making errors when applying for a green card, it is advisable to consult experts like immigration attorneys. A seasoned immigration lawyer can help you with green card applications and other related issues i.e., asylum and refugee naturalization. What’s more, an experienced immigration lawyer can help you challenge a rejected green card application.

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  • Reach out to an experienced team of lawyers for counseling regarding visa application procedures and requirements according to the category for business (domestic employee or nanny) or for sport as an athlete, amateur or pro (B-1), au pair or exchange visitor (J), Australian professional specialty (E-3), border crossing card: Mexico (BCC), CNMI-only transitional worker (CW-1), Crewmember (D), as a diplomat or government official (A), representative of a designated international organization (G1 – G5), foreign military personnel stationed in the United States (A-2 & NATO 1 – 6), or with extraordinary ability in sciences, arts or athletics (O), Free Trade Agreement (FTA) Prof from Chile (H-1B1 – Chile) or Singapore (H-1B1 – Singapore), intra-company transferee (L), medical treatment or vacation (B-2), media journalist (I), NAFTA (North American Free-Trade Agreement) employee MX or Canada (TN/TD), entertainer (P), Physician (H-1B), religious laborer(R), Temporary agricultural (H-2A) or labor of a seasonal nature (H-2A), Training in a program not primarily for employments (H-3), Treaty trader or investor (E), Transiting the United States (C), Victim of Criminal Activity (U) or Human Trafficking (T), spouse & Children of a lawful permanent resident LPR (V); also for immediate relatives visas such as spouse of an U.S. citizen (IR1, CR1, K-3), fiancé or fiancée to marry & live in the USA (K-1), adoption of orphan children (IR3, IH3, IR4, IH4), family members of american citizens (IR2, CR2, IR5, F1, F3, F4) or residents (F2A, F2B), based immigrants like priority workers (First – E1), Professionals Holding Advanced Degrees (Second – E2), OW (Third – E3, EW3), Employment creation (Fifth – C5, T5, R5, I5), Certain Special Immigrants (S, SD, SR, SI, SQ), Diversity (DV), Returning Resident (SB), National Interest Waiver (NIW).

  • Talk to Lincoln-Goldfinch, a high-end law firm that specializes in handling any sort of legal cases involving green cards, seeking asylum or refuge, and many more related cases. Obtain more information by calling (855) 502-0555, or visit the main office located in Austin, TX.

  • Ok Google the best attorney for a helping hand for subjects involving conditional gc, interviews, denials by the USCIS, appeals, revokes, renewals, expiration, etc.

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  • Illegal activities & indocumentation are the main reasons that result in deportation. If you are convicted of a crime (offense) or need to keep your documents in line, you might want to chat with a qualified and expert lawyer to discuss the details and strategies of your case.

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Visa Consultant – Read The Reviews Left In Our AVVO & Google Profiles

Family Immigration Visas

Family-based petitions are created to allow individuals in the U.S. to bring family members to the country. It allows visas to be issued so that family members can immigrate and the family be reunited.

With this type of immigration, a United States citizen or a Lawful Permanent Residents who is over 18 (certain cases 21) may sponsor a foreign citizen for their visa.

The concept of immigration through family connections has existed since the 17th century. The Immigration and Nationality Act (INA) of 1965 established that family ties were the primary route for immigration to America. Currently, family visas represent about 44% of legal immigration.

There are two varieties of family-based immigration visas.

Immediate Relative

This visa type is for close family relationships with the sponsor. This relationship may be a spouse, child, or parent. There is no limit to numbers who may apply in this category annually.

Family Preference

There is a difference here between U.S. citizens and Green Card Holders.

U.S. Citizens Can Apply For An Immigration Visa For:

  • Spouse
  • Son or Daughter
  • Parent
  • Brother or Sister
  • Orphans adopted abroad

Green Card Holders Can Only Apply For Immigrant Visas For

  • Spouse
  • Unmarried son or daughter

There are annual limits for both of these categories (Citizens and LPRS). The annual limit is 480,000 (agreed by Congress in 1990). It is not possible to sponsor Grandparents, in-laws, cousins, aunts, and uncles.

In addition to a total cap on Family Preference Immigration, there are other numerical restrictions, for example. a maximum of 7% from any one country.

Requirements

There are many requirements connected with family immigration. The application process is quite daunting for some people and almost certainly professional advice will be required for a successful application.

Time Considerations

The length of time taken to successfully get approval for the form I-130 varies a great deal, depending on the relationships involved. immediate relatives, such as a spouse, child, or parent, can typically receive approval in under a year. often as little as five months. This period is relatively short because an unlimited number of visas in this category are available.

When it comes to the Family Preferences processing time can be much longer. Some categories may still get a relatively short wait, but some may have delays of years, because of caps.

The Family Preference place in line depends on when the application was filed, so there is merit in applying as soon as possible. The position in line can be monitored by viewing the U.S. Department of State Visa Bulletin, which is published monthly.

Marriage

The spouse of an American Citizen can be qualified for an immigrant visa (Green Card) as an immediate relative. Typically, it is going to take them between six and eight months to obtain a Green Card. However, they can usually apply for a work permit, which takes four to six weeks, as a temporary measure.

The spouse of an LPR can also apply for a Green Card, but the timescale is much longer and can take several years. This visa is going to be subject to quotas.

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Law Firm – Call Us For A Free Evaluation Of Your Case

If you’ve researched the possibility of moving to a variety of countries and are set on the idea of starting a new life in the US, your next step should be to apply for a green card. Outlined below is the process that you’ll need to follow to have your residency application approved.

The Process Of Applying For A Green Card

  • Identify The Type Of Green Card You Wish To Apply For

Your first task will be to select a card to apply for. Some of your options include opting for a family-sponsored visa, a fiancé visa, an employer-sponsored visa, or a refugee visa. Another option that you may have depending on your country of origin is to apply for the annual diversity lottery which will give you an opportunity to win a green card.

  • Ensure That Your Application Kit Is Complete

Before you submit your petition to the USCIS, ensure that you or your sponsor have answered all of the questions in full. As even if you leave a single question unanswered, your application will not be processed and you will need to go back and amend your application. Also, ensure to pay for your application when you submit your application kit.

  • Attend To Your Biometric Services Appointment

Once you’ve submitted your application, you’ll need to book a biometric services appointment. During this appointment, you will need to give your authorization for your fingerprints and photo to be taken and you’ll need to sign a digital signature to attest that all the information that you provided in your application is true to your knowledge.

  • Check The Status Of Your Green Card Application Online

You’ll be able to check the current status of your application online at any time, through the USCIS online portal. Even if you submitted your petition through the post instead of online, you will still be able to use your application number to check the status of your petition.

  • Await For News From An Overseas US Embassy Or Consulate

Once the USCIS has processed your application it will be passed on to the nearest US embassy or consulate to your home outside of the United States. Around this time, you can expect your embassy or consulate to get in contact with you to let you know that they have received your application.

When you hear from your embassy or consulate if there are no issues with the information which you presented, you’ll receive a formal invite to a sit-down interview, where you’ll be questioned about your intent in applying for a green card. If this process goes smoothly, you’ll be granted US residency and will be informed of the process going forward. Which will involve traveling to the United States after a pre-determined date.

Conclusion

If you have selected the United States as your number one choice, when it comes to moving to a new country, make sure to use the guidelines listed above in order to obtain a coveted green card. For more information, simply get in touch with an experienced immigration attorney.

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Green Card – Highly Endorsed In Your City

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Immigration & Naturalization Service – That Walks You Through The Legal System

If you’re already eligible to apply for US citizenship but are putting off applying for citizenship, listed below you’ll find a few convincing reasons why you shouldn’t wait to obtain US citizenship.

Reasons To Not Wait To Obtain US Citizenship

  • It Could Take Over A Year To Become A Fully-fledged US Citizen

On average it will take the USCIS anywhere between 6-10 months to process the application which you have mailed to them. Then approximately 12-14 months after you initially mailed in your application you will have to go through a formal interview, during which you’ll be questioned about your intentions behind becoming a US citizen.

Even if you pass your interview, you’ll still need to wait to complete your citizenship tests. Which include an English test and a test which tests your knowledge on the US government, which is called a civics test. In order to be invited to a swearing in ceremony, which is the final part of the process to become a US citizen, you’ll need to pass the requirements for both exams. As the process of becoming a citizen is quite lengthy, it’s a great idea to start your citizenship journey sooner, rather than later.

  • The Process May Become More Complicated In The Future

Depending on the future administrations, it could theoretically become more difficult to obtain US citizenship, even through naturalization. For example, the fees which you are expected to pay could increase substantially. For this reason, it’s a wise move to obtain your citizenship as soon as possible.

  • It’s Easier To Petition For Green Cards For Your Direct Family Members

Another reason why you should apply for citizenship now is that even though you’re able to petition for green cards for your close family members if you are a legal permanent resident in the US, the UCSIS prioritizes processing green cards for the family members of US citizens over US residents. So, if you want to reunite with immediate family members such as a spouse, fiancé, child or sibling as soon as possible, it’s worth becoming a US citizen.

  • You Will Be Able To Take Part In Public Benefits From Government

As a citizen you’ll have full rights to public benefits such as Medicare and Social Security. You’ll also be entitled to receive a government pension when you retire, as long as you meet the requirements to receive a pension. As in the US you need to work for a specified number of years, in order to be eligible to receive a government pension, when you retire.

  • You Can Obtain An US Passport

As the US passport is one of the most covetable passports in the world, you may want to become a citizen in order to apply for a US passport. As a US passport will give you visa free travel to around 180 countries.

So if you are thinking about becoming a US citizen but keep putting off filling out your application and studying for your civics test and your English test, it’s well worth talking to a lawyer about applying for US citizenship at your earliest convenience.

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Citizenship – That Acts Up To Date The Current Reforms

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  • Interested in obtaining my green card through a relative living in the US.

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  • get a council to explain to you if you are looking to travel to the United States for tourism, business or while in transit for up to 90 days without having to obtain a visa with the VWP using an automated system ESTA for a fast result, and in the given case you want to overstay we can check on your duration of status and request for a extend of this period.

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  • You could stand an unbelievable chance to enter with little effort if your origin country does not have that many people applying, get a great representative to support you with your lottery admission, or even advise you with LIFE act organization if you have family members already here.

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General Practice Attorney – Your Interests Are Our Priority

Afghan Refugees & Asylum Claims

Tens of thousands of Afghan evacuees who arrived in the U.S. following the Taliban takeover will be leaving military sites to start a new life in the U.S. There is a difficult question that relates to this group, and that is what legal status do they have?

They were granted protection under a special temporary legal process and not given the normal status. Unlike regular refugees or holders of visas, they do not have a direct route to permanent residency.

Over 55,000 Afghans have been brought to the U.S. since mid-August 2021 (according to figures in early October 2021). Of these, the DHS claims that around 40% will qualify for a “Special Immigrant Visa” because they were of assistance to the American war effort.

Those that do not qualify for Special Immigration Visas will have to apply for asylum and join the queue of over 4000,000 asylum seekers who have applications in the queue for permanent status.

There is a demand for the services of expert immigration lawyers as many of these cases may prove difficult, since many refugees shredded their documents in Afghanistan, under the instructions of the U.S. Embassy. The Embassy was concerned that if documents were discovered by the Taliban, they would cause execution for the individuals concerned. Now, those same documents, are required to support the asylum application.

To obtain asylum, applicants are required to prove that they were persecuted or are concerned they may be persecuted, in Afghanistan due to their race, religion, nationality, political stance, or because they were members of a social group.

The last financial year where statistics are available showed that UCIS approved less than 28,000 applications and processing the 55,000 who have arrived so far could be a task of such magnitude that it becomes impossible to catch up. Especially since there are more Afghans on the way, with 15,000 already waiting in military camps in Europe and the Middle East.

The original target set by Congress was that USCIS would interview Afghan refugees within 45 days after the asylum petition is filed. They would then have a final decision within 150 days. Clearly, this will not be met.

It is possible that a new pathway to a Green Card could be introduced by Congress, but this depends on enough bi-partisan support.

Afghans who fail their asylum application can theoretically be given a deportation order, however, there have been no deportations to Afghanistan since 2020.

Future Of Afghan Asylum Seekers

Afghan refugee men tend to have higher education than the overall refugee population. This tends to be because it is typically employment with American forces during the conflict that brought them to the U.S. They work as translators, interpreters, or medical staff. Female Afghans tend to have lower educational attainment than men, primarily due to the attitudes to education in the country.

Existing Afghan immigrants tend to be employed primarily in production, transportation, and moving materials. They are also employed in sales and clerical work. Despite this Afghan immigrants were far more likely to be in poverty than other immigrant groups.

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Legal Services – That Adapts To The Complexity Of Your Case

Whether you’ve just received your long-awaited green card which will allow you to permanently live and work in the United States or you’ve enjoyed living in the US for several years, it’s a wise move to abide by federal laws in order to avoid being deported. As the vast majority of individuals who are deported from the United States are caught breaking immigration laws.

Common Reasons Why Individuals Are Deported From The United States

  • Overstaying A Visa

Individuals who enter the country on a temporary visa and overstay their visa, may be handed a NTA or Notice To Appear at an immigration court, over their violation.

  • Entering The US Without A Visa

If you have no right to be in the United States and are caught by ICE, you will be detained in a detention center until the scheduled date of your immigration hearing. Depending on your circumstances, you may be able to post bail, in order to remain in your residence until the date of your upcoming court hearing. However, you will be able to apply for refugee status or asylum status, if you believe that your life will be in danger if you were forced to leave the US.

  • Violence

If you are not a US citizen and are convicted of a violent crime such as assault or battery, it’s highly likely that you’ll be ordered to attend an immigration hearing. Especially if you have served time for your crime. Typically, the longer the sentence you have served for your crime, the longer the stand down period will be, before you’re able to return to the US.

  • Drug Related Crimes

Individuals who are caught selling drugs are likely to be deported as are individuals who have a drug addiction. So, it’s well worth staying as far away from banned drugs as you can.

  • Relying On The Government For Assistance

If you are not a citizen of the US, you will not be able to reply on the federal government for assistance if you fall upon hard times. For example, if you end up losing your job and can no longer pay for your accommodation, bills and groceries and become a public charge, the US has the right to order you to attend an immigration hearing. In order to avoid getting yourself into this particular circumstance, it’s in your best interests to become a US citizen as soon as you’re able to. Which will either be 3 years after holding a green card if you are married to a US citizen or 5 years, if you obtain a green card without being married or engaged to a US citizen.

  • Fraud

Whether you have run a scheme that has caused innocent victims to have lost tens of thousands of dollars or you married a US citizen who you don’t love in order to get a green card, you may be ordered to leave the country.

So, if you want to decrease your chances of being deported from the United States and are worried about possible deportation, ensure to apply for citizenship as soon as possible and to abstain from all crimes. If it’s too late and you are ordered to an immigration court hearing, make sure to speak to a lawyer in advance, to plan out your next moves.

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  • Are you an immigrant and is the (ICE) proceeding to deport you? do not waste any minute and get in touch with a highly rated law firm.

  • You might be eligible for a REPAT program designed for aliens who came here as nonimmigrants currently incarcerated to expedite release if you voluntarily accept to return to your origin country.

  • If you are facing deportation call us now and get an experienced lawyer.

  • Get high and well-rated lawyers if you think the (ERO) guideline is not being followed as supposed to.

  • If you are an undocumented alien facing removal proceedings, you may be able to go through an adjustment of status process to get a green card and become a lawful permanent resident.

  • You as a foreigner who reached this outstanding nation as a nonimmigrant person, and you are being currently held in a detention center due to an aggravated felony or criminal activity and about to be deported, and banished back to your homeland, dont waste another minute, get in contact with a top-notch representative.

  • If you feel that your civil rights have been violated in your immigration process, you can file a complaint with the Department of Homeland Security, we will look after your best interest, get the most reliable law office in Austin, TX or any of its zip codes, 78716, 78717, 78718, 78719, 78720, 78721, 78722, 78723, 78724, 78725, 78726, 78727, 78728, 78729, 78730.

  • Have you been kicked out of your country? You may be eligible to file an I-212 form to apply for readmission to the U.S. You may appeal certain rulings if you are qualified. Seek superior-rated legal advice before appealing.

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Reasons Why You Would Need To Request For An Immigration Appeal

If you happen to lose your case at immigration court, one of the steps you can take is to appeal the decision of the judge. By doing so, you’re simply requesting another authority to have a look at your case. For a party to file and pursue an immigration appeal, one feels that the decision delivered wasn’t a favorable one. Of course, there are reasons why you believe that an appeal is necessary. If an immigration judge rules against you it means you lose the legal permit of being in the country as an immigrant. You’ll end up being deported to your country of origin. If you don’t want this to happen, you can request for an appeal. Here are the reasons why an immigration appeal is necessary.

If The Court Overlooks Important Evidence

If you’re brought before an immigration court, the judge has to make a final declaration based on the evidence presented. Going through the evidence systematically and critically is vital towards the final decision of a court. There are times where pivotal evidence gets ignored or overlooked by the judge during the proceedings of a case. In such instances, the decision arrived at can lack a thorough examination to make the right ruling. This can lead to an immigration decision which favors one party. If this happens to you, you definitely have a right to file for an immigration appeal. As you request for an appeal process, you’ll seek to have the overlooked evidence included.

Court Overlooking The Testimony Of A Witness

Court decisions can have errors. Some of these errors are as a result of ignoring or overlooking the testimony of witnesses. The testimony of all witnesses involved in a case carry a great deal of significance. It’s through the testimony of witnesses that an immigration court can arrive at an informed decision. However, if there is a testimony from a witness that doesn’t get considered, it could lead to serious consequences. The decision can be flawed. If you feel like the judge delivering the court decision in your case overlooked any of your witnesses, you have a right to file for an immigration appeal to have your case listened to again.

Procedure Or Process Applied Unfairly

Of great importance still, if you feel the court decision was not fair, you can go ahead and request for an appeal. The immigration judge handling your case has to be fair in the final ruling. The procedure applied should also be fair. Based on the evidence and testimony presented before the court, the judge should give a procedural verdict that’s in line with immigration law. Anything other than that can be interpreted as being unfair. If, after weighing the court decision, you feel like the court rule or process was unfair, you can go ahead and file for an immigration appeal case.

If you don’t agree with the decision of the court, you can request another authority to look into your case. For example, you can appeal to the Board of Immigration Appeals to have your case handled further with the hope of a favorable ruling.

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  • If you have been incarcerated you might be elegible as an immigrant alien for appealing and requesting a REPAT that can give you an early release if you are willing to voluntarily leave the country, for all of these tedious processes do not hesitate and get the best-rated team of lawyers even if you are an undocumented(not a lawful green card) nonimmigrant you can appeal to the DHS an adjustment of status and request a permanent resident, get advice and legal representation from a top-notch lawyer.

  • Are you one of many aliens facing a deportation? remember there are three levels of appeals you as a foreign still have your civil rights, we can help you with everything related to these matters such as the unemployed benefit (even for nonimmigrants), requesting a readmission to the U.S. or handling the Enforcement and Removal Operations (ERO), get a highly-rated law firm that can assist you with these and much more.

  • Schedule an appointment / consult with a prominent, highly reviewed, and skilled counsel in the state of TX, offering a no-obligation free consultation specialized in trial courts such as criminal or civil, and challenge cases in higher courts as the Supreme Court in Austin and its neighborhoods like Downtown Austin, The DragEast Cesar Chavez, East Riverside-Oltorf, Easton Park, French Place, Galindo, Granada Hills, Hancock, Hyde Park Historic District, Jollyville, Montopolis, Moore’s Crossing Historic District, Mueller Community, North Burnet–Gateway, North Shoal Creek and zip codes, 78731, 78732, 78733, 78734, 78735, 78736, 78737, 78738, 78739, 78740, 78741, 78742, 78743, 78744, 78745.

  • Communicate with Lincoln-Goldfinch, the head of a reliable team of advocates with a huge amount of wisdom and expertise that will guard your interests in the given case of a harmful legal error has occurred, after a motion is granted, most often the appellate court will remand the case back with instructions on how to fix the errors that the lower tribunal made.

  • Expanding our Availability to 24/7 (twenty-four/seven), presently open on Saturdays, Sundays, and every weekend.

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  • Enlist award-winning authorities in the field, to examine the circumstances and strategies to follow and provide results to your trouble!

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Bankruptcy Attorney – Professional Counseling That Listens To Your Needs

When you are facing financial hardships the federal laws and the respective state laws have made various provisions to file for bankruptcy under various Chapters. If you are an individual with a steady income you may qualify for Bankruptcy under Chapter 7, and Chapter 13. But what about people living in rural Texas and the Countryside. Given the unpredictability of the rural household income there are always very high chances of financial hardships.

Chapter 12 is the specialized Chapter in Bankruptcy that is designed for family farmers, dairy owners, ranchers, people involved in poultry and livestock production, along with fishermen. Let us look at some of the aspects of Chapter 12 Bankruptcy and how it can benefit and be advantageous to you if you are one of the categories of people mentioned here.

Who All Qualifies For Chapter 12 Bankruptcy?

Any individual, the individual and his/her spouse, the corporation or the partnership firm in which you are the owner can file bankruptcy under Chapter 12 case only when the individuals or the business entity or entities filing the bankruptcy case meets the special definitions meant for “family farmers or family fishermen with a regular annual income” as per subsections 101(18) and 101(19) of Bankruptcy Code. For the ranchers and the farmers listed below are the required clarifications:

  • Debt Limit should be no more than $3,792,650.
  • Farming Debt Ratio should be a minimum of 50 percent of the total debt of the business entity or the individuals engaged in farming operations which excludes the debt on the primary residence of the individuals or the owners of the business entity.
  • Individual(s) farming income ratio should be more than 50 percent of the gross annual income and should have been generated from farming operations.
  • For partnerships and farming corporations there are separate conditions and requirements which are follows:
  • Ownership: it is required that more than 50 percent of the ownership of the business must be with one family or that if their relatives.
  • Asset Ratio: It is required that more than 80 percent of the assets of the entity must come from the farming operations.

Now that you know of the qualifications of Chapter 12 Bankruptcy, we will now talk about the some of the benefits of filing for bankruptcy under Chapter 12.

What Are The Benefits Of Chapter 12 Bankruptcy?

Listed below are some of the benefits of filing for Chapter 12 Bankruptcy:

  • In Chapter 12 Bankruptcy, the debtor has around 90 days or more to propose for a repayment plan after filing for a bankruptcy and even after the plan they start making the payment to the trustee only after 30 days of the plan being approved by the bankruptcy court.
  • In Chapter 12, the debtors have to pay the secured debts as per the reduced value of the collateral offered. This is great in terms of bringing down the entire debt significantly thereby reducing the monthly or annual debt payments as well.
  • Debtors after filing for bankruptcy under Chapter 12 are allowed to sell a portion of their farm estate and need to pay very few taxes from the profit of such a sale.

Overall the Chapter 12 of bankruptcy is evidently one of the best options available to the qualifying debtors.

Final Thoughts

If you are someone from the countryside and own a farming or a livestock business but are faced with financial hardships- Chapter 12 Bankruptcy is the option for you. Check for other conditions and qualifications for Chapter 12 Bankruptcy and speak to a Bankruptcy attorney today to check all possible options. File for Chapter 2 if you qualify and give yourself some peace of mind.

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  • If you as a debtor are looking to liquidate the debt of your borrower, acquire a best-rated lawyer who can ease this situation for you and help you get a moderate tender of payment that will be fair enough for both of parties.

  • In search for an experienced, yet affordable and highly-rated team of lawyers? get in touch with us and rest assured that you as a creditor will receive what you are owed even if it is credit card money, we will make certain you are given what is only fair.

  • We comprehend there are some troublesome life events that can make it challenging for you to process your payments on their expected date, if you are looking for liquidation of your debts do not hesitate and visit us now, get an amazing group of attorneys with tons of expertise in chapter 13, we will get you a pretty fair deal of installments so you can get your debt balance to 0, without having to give up many of your daily basis basic stuff that you require for living a quality life.

  • If you accept that someone lends you some money now you have a liability entitled to that other person/entity, do not get your monetary life get ruined, just because an unfortunate circumstance is hindering you from processing your monthly recurrent payment, hire an experienced and qualified attorney which will get you away of this crisis in the most immeasurable plausible deal.

  • Is the lender not willing to accept your payment? keep in mind this nonexempt you to get your finances up to date, choose a top-of-the-line representation we can support you with the process of consignation to this person who extends you this credit, so you may evade any legal juridical problem that can lead to a distribution of your properties

  • If you are bankrupted reach us and get a nice and verified representative who can advise you when filing for Chapter 7 bankruptcy, the court in these circumstances set an automatic temporary stay on your current debt. This prevents creditors from collecting and soliciting payments, garnishing your wages, foreclosing on your home, repossessing property, evicting you, or turning off your utilities.

  • Do you need to collect your wage, but this and even your assets are being compromised and jeopardized because you default on a loan you owed? Come and get a topmost council who can serve you with the repayment, restitution, or compensation of your liabilities, and evade losing more than is necessary.

  • We can represent you as a party who has the standing to be heard by the tribunal in a matter yet to be decided. The administrator, the case trustee are parties in interest for most matters, get a really strong defense our crew of counselors will grant you a free evaluation during your first consultation remember our business is open twenty-four seven (24/7) and also on Saturday, Sunday, and all weekends.

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Alternatives To Filing Chapter 7 Bankruptcy

You need a bankruptcy attorney to decide whether you should file for Chapter-7 or not. Ideally, bankruptcy should be your last resort. It is possible to renegotiate debt with creditors through consumer credit counseling companies. This strategy works mostly in regards to some debt (like credit card debt). There are better ways to manage repayment and avoid fees. Generally, here are some options to consider before filing for Chapter 7.

Debt Consolidation

It is possible to combine all debt and reduce your repayment burden i.e., interest rate. As the name suggests, debt consolidation combines all debt under a new loan with more favorable terms. The new loan settles all existing debt and offers newer, more flexible terms.

This option is offered by debt consolidation companies. Their main role is giving loans to borrowers in distress that attract longer repayment periods and lower repayment amounts. While you can end up incurring higher costs in interest when you choose to consolidate your debt, you’ll have less pressure (more time and lower monthly repayments).

However, you must meet your debt repayment obligations. Since loans are usually secured, you stand to lose your collateral if you don’t meet your loan obligations. It’s also advisable to deal with seasoned debt consolidation companies that will offer that much-needed relief and not plunge you into more financial problems.

Debt Management

In some cases, all you need is a new plan to manage your debt. A debt management plan/program can offer relief from late fees, high interest rates, and penalties from your creditors. In debt management, credit counselors negotiate new plans that involve promising to pay back all debt under a different and manageable plan.

The plans give you an opportunity to manage debt better as you try to deal with your financial problems. If you manage to follow the plan, you can avoid bankruptcy and save or improve your credit score in the process.

Important: While a debt management plan comes with notable benefits i.e., you can avoid bankruptcy, you will incur some fees to enroll and maintain a debt management plan. What’s more, you aren’t guaranteed a plan.

Debt Settlement

You can avoid Chapter 7 by settling the debt. A lump-sum payment to creditors can be a viable option for individuals with poor credit. This option reduces your principal amount allowing you to retire the debt eventually.

This option usually settles 50% or more of the existing debt. Lenders provide the money up front at a fee. The fee can be a fraction of the debt or a fixed amount. It’s also worth considering the effects of this option on your credit score. Your score can be “hit” since lenders usually report that debt has been settled at a loss for seven years.

Loans For Bad Credit

Before filing for Chapter-7, consider if you can get a loan specifically meant for individuals with bad credit. While such loans come with high-interest rates, they can help you avoid bankruptcy.

In summary, consider the above alternatives before considering Chapter-7. Most importantly, talk to experts. A seasoned bankruptcy attorney can help you seek bankruptcy alternatives as well as file for Chapter 7 successfully.

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Chapter 7 – Providing Results In Reasonable Deadlines

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  • In the event that a borrower defaults on the repayment of a secured loan it could compromised on the property or properties, wage or even foreclosing on its home, with this matter you do not want to leave destiny to luck, hire a professional experienced yet affordable attorney who can support you every step of the way, in the given case you desire to make a tender of payment, dodge eviction or losing your assets, recognize creditors are not always willing to be helpful and you are nonexempt of what you owe, you still need to process your payments to liquidate your debts, we can serve you getting a fair deal, so your installments are not so high.

  • There are many benefits from choosing chapter 7 for bankruptcy, various details that you need to take into account, but do not bother with that, drop that to our team of expert lawyers they will advise you with liquidation if you are a debtor, with the distribution of the remaining of your wealth, your credit card bills, consignation of funds, extend credit to another party, keep your finances in a good standing, avoid garnishment on your wages and keep away from someone evicting from your own house because of what you owes, or even turning off your utilities.

  • We understand that when a creditor/lender is collecting the bill of what he lends you can be really upsetting in the event he is willing to use attorneys for this he could be garnishing what you possess and you got with so much effort, do not waste any other second and get the best-rated lawyer, we can aid you to solve this in the most reliable possible and arrange your balance paid-off in an amazing human way.

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Overview


Civil Law Attorney – With 5 Years Of EXP In The Field

If you file for Chapter-13, you need to have a repayment plan alongside your petition or provide the plan within two weeks (14 days) after filing. The repayment plan is submitted in a bankruptcy court for approval and needs to provide for fixed, regular payments to bankruptcy trustees, after which trustees disburse the money to creditors as per the repayment plan. Ideally, a Chapter 13 plan can result in creditors getting their entire payment claims or less.

Chapter -13 Debt Repayment Plan vs Priority, Secured & Unsecured Claims

How Should Chapter 13 Debt Repayment Plans Treat Priority Claims?

A priority claim enjoys special status in bankruptcy law. It includes things like taxes as well as the cost of bankruptcy. Secured claims involve debt that is secured with collateral. If you don’t pay, a creditor has a right to pursue the collateral. In unsecured claims involving unsecured debt, a creditor doesn’t have any special rights to claim collateral.

A Chapter 13 plan prioritizes priority claims, then secured and unsecured claims in that succession. The plan pays priority claims 100% unless a creditor agrees to a different plan or when a debtor has contributed all their disposable income to domestic support or related obligations.

Secured Claims & Chapter 13- Bankruptcy Plans

If you wish to keep collateral for secured claims, you must offer a plan that a creditor will receive the value of the security or collateral in question or more. If your debt obligation in a secured claim is a car loan and the debt was incurred in a certain period before filing, the debt repayment plan must offer full payment besides offering the collateral value to account for depreciation.

Creditors of secured debt i.e., mortgage lenders, can be paid over a longer period than the plan provided any arrearages are considered when making the plan. It is advisable for debtors to consult bankruptcy attorneys to properly handle secured claims when crafting debt repayment plans.

Unsecured Claims & Chapter-13

Chapter 13 plans don’t need to consider unsecured claims in totality, provided you pay all your projected disposable income during an applicable commitment period. Unsecured creditors also need to get as much money as they would if it was a Chapter 7 bankruptcy.

What Is Disposable Income & Commitment Period As Per Chapter 13?

Under Chapter-13, disposable income includes total income minus child support payments gotten by a debtor, maintenance, support for dependents, and charitable contributions (not more than 15% of a debtor’s gross income). Disposable income for debtors who run businesses is income minus ordinary expenses.

The commitment period for business owners under Chapter-13 is 3 years if their monthly income falls below the state median for the family size in question and five years if the monthly income is above the state median for the family size in question.

The above information summarizes the basics of a Chapter 13 debt repayment plan. Given plans can be rejected because of many things, consult an experienced bankruptcy attorney first. Your Chapter-13 bankruptcy case in Texas should be overseen by a seasoned Texas bankruptcy lawyer for obvious reasons.

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Chapter 13 – The Execution Of Your Plans Is Our Objective

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  • Reach an experienced lawyer who can assist you as a debtor proposing a repayment strategy to make installments to creditors with a wage earner’s program.

  • Get in touch with a highly-rated attorney who can support you with all the processes needed so you can repay your secure and unsecured debts no matter how complicated things look now we will get your back, hire an amazing law firm who can guide you all the way so you can pay off and create an installment arrangement for your creditor, and finally liquidate the balance you owe.

  • If you want to keep your home or any other property while filing for bankruptcy, communicate with the greatest-rated crew of attorneys who can aid you with the liquidation of what you owe by making a payment plan over 3 to 5 years, we will explain to you anything that might look confusing, with things such as a trustee, consignation, create a tender of payment to your credit-card, distribution and more.

  • If you are currently having issues with your finances contact a team of well-rated lawyers with tons of expertise in the field, so everything gets solved with the person who back then did lends you money (known as the lender-borrower), and now you have a liability with her/him and you are nonexempt of this obligation and need to process the corresponding payments, we will help you get a great deal so you can still live nice.

  • In most cases, you cannot discharge (wipe out) taxes in Chapter 13. Instead, you need to prepare the corresponding payments of your tax, which could last either three or five years. Get a good group of councils who can take you every step of the way.

  • Get a strong representation if you are a party that is looking to extend your exceptions.

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Pflugerville TX

Pflugerville In Brief

Pflugerville is a north Austin suburb. The majority of Pflugerville is located inside of Travis County, though part of it is in Williamson County.

The city got its name from the German settlers who settled the area, namely, Henry Pfluger, Sr. The word Pfluger means plowman in German. For those who don’t know how to pronounce it, the p is silent. A lot of town events make use of the German spelling. For example, they call the local farmer’s market the Pfarmer’s Market.

The first school and a Lutheran church were opened in the 1870s. The town gained a post office in 1893. An MKT railroad line between Austin and Georgetown was competed in 1904. While it wasn’t inside of the city’s limits at that time, it helped to fuel growth of the town. George Pfluger and his son laid out sixteen blocks of the town around the MKT depot. By 1920, the town had 500 residents. But the town didn’t officially incorporate until 1965. Yet the population didn’t hit 1000 until the 1980s. It was construction of new highways that passed through the city that led to massive expansion. By 1990, it had 4400. In 2010, it had 46,000 residents. Pflugerville’s population hit sixty thousand in 2020. It has been rapidly growing since the average house here costs around 300K, 150K less than what you’d pay for the average home in Austin. This is why Pflugerville has attracted many families. The median age is 34, four years younger than the state average. According to 2020 Census data, a quarter of the population is under 18 while roughly ten percent is over 65.

The city is next to Interstate 35, although Austin actually controls the land on either side of I-35. State Highway 130 passes through Pflugerville. And the intersection of Highway 45 and Highway 130 is in Pflugerville. Construction and expansion of these roads led to the development of Stone Hill Town Center and Pflugerville Crossing. The town is also close to the Austin Executive Airport. The excellent access to the Texas Hill Country and north Austin is why Amazon built a distribution center in the city in 2020. It provided a thousand full-time jobs and is one of the largest Amazon distribution centers in Texas.

Lake Pflugerville was created in 2005 to provide water for the growing city. RRE Austin Solar promised to build a 60 MW solar farm in 2013. The East Blackland Solar Project was scaled down in 2016. It was contingent on the city signing a non-annexation agreement for the nearly one thousand acre solar farm planned for a plot east of the city. RRE Austin Solar has donated almost a million dollars’ worth of solar panels for local schools in the meantime. Another 600 solar panels were donated for the city’s water plant. Recurrent Energy has since purchased the East Blackland Solar Project and is moving forward toward completing the site. When completed, it would produce enough power to supply 23,000 homes.

Students attend schools in the Pflugerville Independent School District. It educates more than 25,000 students. Most of them are in Pflugerville, but it includes parts of Hutto, Coupland, Manor and Round Rock, Texas. On the other hand, some Pflugerville students are assigned to schools in the Manor Independent School District. Over ninety percent of residents have a high school degree, and almost all students graduate from high school. Roughly a quarter of residents have a college degree. The closest college to the city is one of several Austin Community College campuses in the north Austin suburbs. Virginia College Austin is eleven miles away. Southwestern University is a fifteen minute drive for Pflugerville residents. UT Austin is less than twenty miles away.

Pfluger Park is one of the largest parks in the city. It covers about thirty acres. Stoney Creek Park is almost as big. Lake Pflugerville Park is next to the 180 acre reservoir. Typhoon Texas is a water park in Pflugerville. The water park was built by Hawaiian Falls in 2013 and purchased by Typhoon Texas in 2016.

The city was named one of America’s Best Places to Live by Money Magazine. And it received that title multiple times. The first time was in 2013. It received the coveted designation again in 2013, 2015 and 2017.